By complying with the HRC’s controversial demands, M&T Bank increases the risk of dividing employees, alienating customers and harming shareholders. The company covers transgender-related medical costs for its employees and their children. It also uses sex and gender ideology criteria in employee recruitment, vendor selection, marketing, and philanthropic support. M&T Bank forces employees to undergo multiple ideological trainings and uses its reputation, corporate funds, and political influence to support controversial sex and gender ideologies, organizations, and legislation. M&T Bank does not provide its employees with protections against viewpoint discrimination. M&T Bank donated to Planned Parenthood in 2018 and is a PCAF member. The company is a silver partner of PFLAG. For these reasons, M&T Bank receives a High Risk rating.