By complying with Human Rights Campaign’s controversial demands, Reinsurance Group of America (RGA) increases the risk of dividing employees, alienating customers and harming shareholders. The company covers transgender-related medical costs for its employees and their children and provides specific sexual orientation and gender identity-based benefits. It also uses sex and gender ideology criteria in marketing and philanthropic support. RGA forces employees to undergo multiple ideological trainings and uses its reputation, corporate funds, and political influence to support controversial sex and gender ideologies, organizations, and legislation. However, the company has not used its political contributions for ideological purposes. RGA does not appear to discriminate against charitable organizations based on views or beliefs. For these reasons, the company receives a Medium Risk rating.