Early Warning Services (Zelle)

Arizona
Diversified Financials

Corprate Bias Ratings

Risk Level:

Rating - Caution
Medium Risk

Early Warning Services is a financial technology that operates the Zelle service. Early Warning Services is owned by Bank of America, Truist, Capital One, Wells Fargo, JPMorgan Chase, PNC Bank, and US Bank. The company likely vets vendors according to LGBTQ policies and does not provide its employees with protections against viewpoint discrimination, but has not publicly terminated business relationships based on views or beliefs. The company likely covers the cost of "medically necessary transition-related care" for its employees and their children. Though Early Warning Services does not use its corporate dollars for ideological purposes, the banks owning and operating these services are rated "High Risk". For these reasons, Early Warning Services earns a "Medium Risk" rating.

Criteria
Risk Level
Rationale
Corporate Weaponization
Criteria

Has denied service to customers, suppliers, or vendors due to their political views or religious beliefs OR corporately boycotts, divests, or sanctions regions, people groups, or industries.

Risk Level
Rationale

Each company with ownership in Early Warning Services – including Bank of America, Truist, Capital One, Wells Fargo, JPMorgan Chase, PNC Bank, U.S. Bank – received a score of 100 on the Corporate Equality Index from the Human Rights Campaign (1)(2)(3)(4)(5)(6)(7)(8). Among other requirements, this means these companies have pledged to vet their vendors for LGBTQ policies and advocate for LGBTQ communities and policies. Though Early Warning Services itself has not publicly terminated business relationships due to ideological differences, most of its parent companies (Bank of America, Truist, Wells Fargo, JPMorgan Chase, PNC Bank, U.S. Bancorp) have done so (9)(10)(11)(12)(13)(14).

Criteria

Charitable giving (including employee matching programs) policies or practices discriminate against charitable organizations based on views or religious beliefs.

Risk Level
N/A
Rationale

Early Warning Services does not have an independent charitable giving program.

Criteria

Employment policies fail to protect against discrimination based on political affiliation/views and/or religion.

Risk Level
Rationale

Early Warning Services does not provide protections against viewpoint discrimination (1).

Corporate Governance and Public Policy
Criteria

Uses corporate reputation to support ideological causes and/or organizations hostile to freedom of expression.

Risk Level
Rationale

Early Warning Services has not independently used its corporate reputation to advocate for political causes, but the banks that own it all have a perfect score on the HRC’s 2022 Corporate Equality Index. This score indicates these companies cover the cost of “medically necessary transition-related care” for their employees and their employees children (1)(2)(3)(4)(5)(6)(7)(8).

Criteria

Uses corporate funds to advance ideological causes, organizations, or policies hostile to freedom of expression.

Risk Level
Rationale

Early Warning Services has not corporately funded ideological groups hostile to freedom of expression.

Criteria

Uses corporate political contributions for ideological, non-business purposes.

Risk Level
N/A
Rationale

Early Warning Services does not have a PAC.

All links were last accessed and all information was updated on:
July 18, 2023

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