Early Warning Services (Zelle)
Risk Level:
Summary:
Early Warning Services is a financial technology that operates the Zelle service. Early Warning Services is owned by a group of large banks, including Bank of America, Wells Fargo, US Bank, and others. Early Warning Services does not provide protections against viewpoint discrimination. Though the company has not publicly taken sides in controversial issues, the banks owning and operating these services are rated "High Risk." For these reasons, Early Warning Services earns a Medium Risk rating.
Has denied service to customers, suppliers, or vendors due to their political views or religious beliefs OR corporately boycotts, divests, or sanctions regions, people groups, or industries.
Each company with ownership in Early Warning Services – including Bank of America, Truist, Capital One, Wells Fargo, and other financial institutions – received a score of 100 on the Corporate Equality Index from the Human Rights Campaign (1). Among other requirements, this means these companies have pledged to vet their vendors for LGBTQ policies and advocate for LGBTQ communities and policies. Though Early Warning Services itself has not publicly terminated business relationships due to ideological differences, multiple of its parent companies (Bank of America, Wells Fargo) have done so.
Charitable giving (including employee matching programs) policies or practices discriminate against charitable organizations based on views or religious beliefs.
Early Warning Services does not have an independent charitable giving program.
Employment policies fail to protect against discrimination based on political affiliation/views and/or religion.
Early Warning Services does not provide protections against viewpoint discrimination (1).
Uses corporate reputation to support ideological causes and/or organizations hostile to freedom of expression.
Early Warning Services has not independently used its corporate reputation to advocate for political causes.
Uses corporate funds to advance ideological causes, organizations, or policies hostile to freedom of expression.
Early Warning Services has not corporately funded ideological groups hostile to freedom of expression.
Uses corporate political contributions for ideological, non-business purposes.
Early Warning Services does not have a PAC.
All links were last accessed and all information was updated on:
March 23, 2023
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