NFP Corp. has not publicly terminated business relationships based on views or beliefs. By complying with Human Rights Campaign’s controversial demands, NFP increases the risk of dividing employees, alienating customers and harming shareholders. The company covers transgender-related medical costs for its employees and their children. NFP vets vendors for LGBTQ policies and does not provide viewpoint protections for its employees. NFP has used its reputation to promote LGBTQ Pride and is a corporate partner of the National LGBT Chamber of Commerce (NGLCC). Otherwise, it has not used its reputation or corporate funds for ideological purposes. For these reasons, NFP Corp. receives a Lower Risk rating.