Pathward, a bank with branches in South Dakota and Iowa, is committed to instilling DEI and ESG principles in its business. Pathward does not protect its employees against viewpoint discrimination. However, Pathward has not publicly terminated any business relationships due to beliefs. Pathward has not used its corporate funds to advance ideological organizations hostile to freedom of expression. Pathward has a DEI Curriculum Program. Pathward does not discriminate against industries, sectors, or businesses for their views or beliefs. For these reasons, Pathward earns a Lower Risk rating.