Amerant Bank - 1792 Exchange

Rating Overview

Amerant Bank is Lower Risk.

Amerant Bancorp, Inc. is Lower Risk. The company does not yield to political activism in shaping corporate governance, preventing initiatives that potentially alienate consumers, divide employees, and harm shareholders. The company implements race and identity-based policies that replace merit, excellence, and integrity with preferential treatment and outcomes. Overall, Amerant Bank does not embrace corporate initiatives that redirect its central focus from business goals to partisan policies and divisive issues. This approach protects free exercise, free speech, and free enterprise.

Rating Criteria

Corporate Weaponization Risk Levels
Criteria	Risk Level
Cancellations	Lower Risk
Discriminatory Philanthropy	Lower Risk
Employment Protection	High Risk

Corporate Weaponization ⓘ

Corporate Governance and Public Policy Risk Levels
Criteria	Risk Level
Advocacy Bias	High Risk
Funding	Lower Risk
Political Actions	No Data

Corporate Governance and Public Policy ⓘ

Rating Criteria Detail

Criteria Risk Level Rationale

Corporate Weaponization

Criteria:

Has canceled customers, suppliers, or vendors due to their political views or religious beliefs OR corporately boycotts, divests, or sanctions regions, people groups, or industries.

Risk Level:

Lower

Rationale:

Amerant Bank has not publicly canceled customers, suppliers, or vendors based on political views or religious beliefs (1).

Criteria:

Charitable giving (including employee matching programs) policies or practices discriminate against charitable organizations based on views or religious beliefs.

Risk Level:

Lower

Rationale:

Amerant Bank does not appear to discriminate against charitable organizations based on views or beliefs (1).

Criteria:

Employment policies fail to protect against viewpoint or other discrimination and/or are ideological in nature.

Risk Level:

High

Rationale:

Amerant Bank offers DEI education to its employees (1). The company appears to prioritize diversity over merit in its leadership composition. From its 2024 Impact Report: “Amerant’s Board of Directors must reflect this diversity in gender, race, ethnicity, range of perspectives, and broad professional experience” (2). Amerant Bank does not provide viewpoint protections for its employees (3).

Corporate Governance and Public Policy

Criteria:

Uses corporate reputation to support causes, organizations, or policies hostile to freedom of expression.

Risk Level:

High

Rationale:

Amerant Bank is committed to net zero emissions by 2030 (1). The company supports DEI within its business practices, employing a diversity & inclusion officer (2). Amerant Bank supports DEI within its business practices. From its 2023 Impact Report: “We’ve implemented a comprehensive DEI framework with measurable goals and strong governance structures” (3). The company supports ESG within its business practices. From its 2023 Impact Report: “We’ve taken significant steps to incorporate ESG factors into our strategic/reputational risk scorecard” (4)(5).

Criteria:

Uses corporate funds to advance ideological causes, organizations, or policies hostile to freedom of expression.

Risk Level:

Lower

Rationale:

Amerant Bank has not used corporate funds to advance ideological causes, organizations, or policies (1).

Criteria:

Uses corporate political actions and/or financial contributions for ideological, non-business purposes.

Risk Level:

N/A

Rationale:

Amerant Bank does not operate a PAC or engage in lobbying at this time (1)(2)(3).