Credit Acceptance Corporation

Rating Overview

Credit Acceptance Corporation is Lower Risk.

Credit Acceptance Corporation is Lower Risk. The company does not yield to political activism in shaping corporate governance, preventing initiatives that potentially alienate consumers, divide employees, and harm shareholders. The company elevates merit, excellence, and integrity ahead of race and identity-based policies. Credit Acceptance Corporation does not embrace corporate initiatives that redirect its central focus from business goals to partisan policies and divisive issues. This approach protects free exercise, free speech, and free enterprise.

Rating Criteria

Corporate Weaponization Risk Levels
Criteria	Risk Level
Cancellations	Lower Risk
Discriminatory Philanthropy	Lower Risk
Employment Protection	High Risk

Corporate Weaponization ⓘ

Corporate Governance and Public Policy Risk Levels
Criteria	Risk Level
Advocacy Bias	High Risk
Funding	Lower Risk
Political Actions	No Data

Corporate Governance and Public Policy ⓘ

Rating Criteria Detail

Criteria Risk Level Rationale

Corporate Weaponization

Criteria:

Has canceled customers, suppliers, or vendors due to their political views or religious beliefs OR corporately boycotts, divests, or sanctions regions, people groups, or industries.

Risk Level:

Lower

Rationale:

Credit Acceptance Corporation has not publicly canceled customers, suppliers, or vendors based on political views or religious beliefs (1).

Criteria:

Charitable giving (including employee matching programs) policies or practices discriminate against charitable organizations based on views or religious beliefs.

Risk Level:

Lower

Rationale:

Credit Acceptance Corporation does not appear to discriminate against charitable organizations based on views or beliefs (1).

Criteria:

Employment policies fail to protect against viewpoint or other discrimination and/or are ideological in nature.

Risk Level:

High

Rationale:

Credit Acceptance Corporation requires its employees to take DEI training (1). Credit Acceptance Corporation does not provide viewpoint protections for its employees (2).

Corporate Governance and Public Policy

Criteria:

Uses corporate reputation to support causes, organizations, or policies hostile to freedom of expression.

Risk Level:

High

Rationale:

Credit Acceptance Corporation supports DEI within its business practices, hosting a DEI Committee (1). Credit Acceptance Corporation supports DEI within its business practices. From its Code of Ethics page: “We are committed to ensuring that diverse businesses — minority-, woman-, veteran, disability-, and LGBTQ-owned — have access to compete for our services throughout the Credit Acceptance enterprise to enable Credit Acceptance to deliver exceptional value to the corporation’s shareholders, employees, customers, and community at large” (2). Credit Acceptance Corporation supports ESG within its business practices. From its Environmental Policy page: “Our environmental efforts are rooted in our sense of accountability for our actions, both to our direct stakeholders and society as a whole” (3).

Criteria:

Uses corporate funds to advance ideological causes, organizations, or policies hostile to freedom of expression.

Risk Level:

Lower

Rationale:

Credit Acceptance Corporation has not used corporate funds to advance ideological causes, organizations, or policies (1).

Criteria:

Uses corporate political actions and/or financial contributions for ideological, non-business purposes.

Risk Level:

N/A

Rationale:

Credit Acceptance Corporation does not operate a PAC at this time and has not reported on its lobbying (1)(2)(3).