First Citizens Bank - 1792 Exchange

Rating Overview

First Citizens Bank is Lower Risk.

First Citizens Bank is Lower Risk. The company does not yield to political activism in shaping corporate governance, preventing initiatives that potentially alienate consumers, divide employees, and harm shareholders. The company elevates merit, excellence, and integrity ahead of race and identity-based policies. First Citizens Bank does not embrace corporate initiatives that redirect its central focus from business goals to partisan policies and divisive issues. This approach protects free exercise, free speech, and free enterprise.

Rating Criteria

Corporate Weaponization Risk Levels
Criteria	Risk Level
Cancellations	Lower Risk
Discriminatory Philanthropy	Lower Risk
Employment Protection	Medium Risk

Corporate Weaponization ⓘ

Corporate Governance and Public Policy Risk Levels
Criteria	Risk Level
Advocacy Bias	Lower Risk
Funding	Medium Risk
Political Actions	No Data

Corporate Governance and Public Policy ⓘ

Rating Criteria Detail

Criteria Risk Level Rationale

Corporate Weaponization

Criteria:

Has canceled customers, suppliers, or vendors due to their political views or religious beliefs OR corporately boycotts, divests, or sanctions regions, people groups, or industries.

Risk Level:

Lower

Rationale:

First Citizens Bank has not publicly canceled customers, suppliers, or vendors based on political views or religious beliefs (1)(2).

Criteria:

Charitable giving (including employee matching programs) policies or practices discriminate against charitable organizations based on views or religious beliefs.

Risk Level:

Lower

Rationale:

First Citizens Bank does not appear to discriminate against charitable organizations based on views or beliefs (1). However, First Citizens Bank Community Benefits Plan made a $16 billion investment over 5 years to invest in affordable housing opportunities, small business loans, lending, and mortgage loans in low-income communities (2).

Criteria:

Employment policies fail to protect against viewpoint or other discrimination and/or are ideological in nature.

Risk Level:

Medium

Rationale:

First Citizens Bank does not provide viewpoint protections for its employees (1).

Corporate Governance and Public Policy

Criteria:

Uses corporate reputation to support causes, organizations, or policies hostile to freedom of expression.

Risk Level:

Lower

Rationale:

First Citizens Bank has not supported ideological causes or policies (1). First Citizens Bank has adopted The Knoble’s Human Crime Specialist (HCS) training program, which helps financial institutions and professionals “identify and disrupt financial activity connected to human trafficking, child sexual exploitation, elder fraud, scams, and other forms of human crime” (2)(3)(4).

Criteria:

Uses corporate funds to advance ideological causes, organizations, or policies hostile to freedom of expression.

Risk Level:

Medium

Rationale:

First Citizens Bank sponsored the Out! Raleigh Pride in 2025 (1). The company is a Silver Sponsor of Out! Raleigh Pride 2026 (2). Otherwise, First Citizens Bank has not used corporate funds to advance ideological causes, organizations, or policies (3).

Criteria:

Uses corporate political actions and/or financial contributions for ideological, non-business purposes.

Risk Level:

N/A

Rationale:

First Citizens Bank does not operate a PAC or engage in lobbying at this time (1)(2)(3).